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Below are special Certificate of Deposit special rates and terms from banks in North Miami, Florida. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
North Miami, FL - October 30, 2025
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
| Sarasota Banking Center Branch | 5.05% | $500 | 11 months | Learn More | 
| Miami Gardens							 						 								 Branch | 5.00% | $1,000 | 13 months | Learn More | 
| Rate History: 5.25% → 5.10% → 4.90% → 5.25% → 5.00% | ||||
| Miami Gardens							 						 								 Branch | 4.95% | $1,000 | 7 months | Learn More | 
| Rate History: 4.85% → 5.05% → 5.15% → 5.30% → 4.95% | ||||
| Miami Gardens							 						 								 Branch | 4.90% | $1,000 | 4 months | Learn More | 
| Rate History: 4.90% → 4.80% → 5.00% → 5.35% → 4.90% | ||||
| American Commerce Bank, National AssociationProbank Branch | 4.56% | $1,000 | 11 months | Learn More | 
| Sarasota Banking Center Branch | 4.50% | $500 | 17 months | Learn More | 
| Pacific National Bank							 						 								 Branch | 4.45% | $1,000 | 6 months | Learn More | 
| Rate History: 4.86% → 4.75% → 4.50% → 4.40% → 4.45% | ||||
| Miami Gardens							 						 								 Branch | 4.30% | $1,000 | 19 months | Learn More | 
| Rate History: 4.00% → 4.75% → 4.60% → 4.45% → 4.30% | ||||
| Palm Beach Gardens							 						 								 Branch | 4.25% | $2,500 | 2 months | Learn More | 
| Pacific National Bank							 						 								 Branch | 4.25% | $1,000 | 12 months | Learn More | 
| Rate History: 5.00% → 4.86% → 4.95% → 4.55% → 4.25% | ||||
| Court Street Bank Branch | 4.20% | $1,000 | 7 months | Learn More | 
| Rate History: 5.00% → 4.20% | ||||
| Palm Beach Gardens							 						 								 Branch | 4.15% | $2,500 | 3 months | Learn More | 
| Port Charlotte Branch | 4.15% | $1,000 | 11 months | Learn More | 
| Rate History: 5.10% → 4.75% → 4.40% → 4.25% → 4.15% | ||||
| Miami Gardens							 						 								 Branch | 4.15% | $1,000 | 25 months | Learn More | 
| Rate History: 4.00% → 4.30% → 4.40% → 4.30% → 4.15% | ||||
| Palm Beach Gardens							 						 								 Branch | 4.05% | $2,500 | 4 months | Learn More | 
| EverBank, National AssociationJacksonville Branch | 4.05% | $1,000 | 7 months | Learn More | 
| Rate History: 1.00% → 4.05% | ||||
| Berryhill Road Branch | 4.05% 3.85%3.85% | $0				
																		$0 | 15 months | Learn More | 
| 
                      Early withdrawal penalty is 180 days' interest.                           | ||||
| Destin							 						 								 Branch | 4.01% | $500 | 11 months | Learn More | 
| Cooper City Branch | 4.00% | $500 | 3 months | Learn More | 
| Rate History: 4.50% → 4.00% → 4.00% | ||||
| Crestivew Central Branch | 4.00% | $1,000 | 3 months | Learn More | 
| Rate History: 5.00% → 4.50% → 4.25% → 4.00% | ||||
| Fifth Third Bank, National AssociationPalm Harbor Branch | 4.00% | $5,000 | 3 months | Learn More | 
| Rate History: 5.20% → 4.50% → 4.00% → 3.80% → 4.00% | ||||
| U.S. Bank National AssociationPalm Beach Pcr Branch | 4.00% | $1,000 | 5 months | Learn More | 
| Rate History: 3.00% → 5.00% → 4.00% → 3.60% → 4.00% | ||||
| BankUnited, National AssociationDoral Branch | 4.00% | $1,000 | 6 months | Learn More | 
| Rate History: 5.25% → 4.50% → 4.35% → 4.25% → 4.00% | ||||
| West Duval Branch | 4.00% | $1,000 | 7 months | Learn More | 
| Rate History: 5.25% → 5.00% → 4.75% → 4.25% → 4.00% | ||||
| Jacksonville Fl 8254 Branch | 4.00% | $500 | 8 months | Learn More | 
| Rate History: 4.75% → 4.50% → 4.00% → 3.75% → 4.00% | ||||
| Winterhaven Branch | 3.95% | $500 | 6 months | Learn More | 
| Rate History: 4.10% → 4.05% → 3.85% → 4.00% → 3.95% | ||||
| Palm Beach Gardens							 						 								 Branch | 3.90% | $2,500 | 6 months | Learn More | 
| Rate History: 5.25% → 5.00% → 4.75% → 3.90% | ||||
| Finworth, a division of InsBankCourt Street Bank Branch | 3.90% | $50,000 | 22 months | Learn More | 
| Rate History: 4.00% → 3.80% → 4.00% → 3.95% → 3.90% | ||||
| Downtown Clearwater Branch | 3.80% 3.55%3.55% | $501				
																		$500 | 5 months | Learn More | 
| Rate History: 5.00% → 4.75% → 0.01% → 3.80% | ||||
| Court Street Bank Branch | 3.80% | $1,000 | 13 months | Learn More | 
| Rate History: 5.50% → 3.80% | ||||
| Seacoast National Bank							 						 								 Branch | 3.75% | $1,000 | 3 months | Learn More | 
| Rate History: 4.10% → 4.00% → 4.10% → 4.00% → 3.75% | ||||
| Citibank, National AssociationCoral Gables Branch | 3.75% | $0 | 4 months | Learn More | 
| Bank of America, National AssociationGarden Street Branch | 3.75% | $10,000 | 7 months | Learn More | 
| Rate History: 4.35% → 4.05% → 3.80% → 4.00% → 3.75% | ||||
| South Ohio Avenue Branch | 3.70% | $250 | 3 months | Learn More | 
| Rate History: 4.00% → 3.70% | ||||
| Downtown Clearwater Branch | 3.70% 3.45%3.45% | $501				
																		$500 | 8 months | Learn More | 
| Rate History: 4.25% → 4.50% → 4.35% → 4.00% → 3.70% | ||||
| First-Citizens Bank & Trust CompanySun American Bank Branch | 3.65% | $5,000 | 5 months | Learn More | 
| Rate History: 4.25% → 4.00% → 3.75% → 3.65% | ||||
| West Duval Branch | 3.65% | $10,000 | 5 months | Learn More | 
| Rate History: 1.00% → 5.00% → 4.00% → 3.90% → 3.65% | ||||
| Third Federal Savings and Loan Association of ClevelandNew Port Richey Branch | 3.65% | $500 | 11 months | Learn More | 
| Wells Fargo Bank, National AssociationMadison Branch | 3.64% | $5,000 | 7 months | Learn More | 
| Rate History: 4.75% → 4.25% → 4.00% → 3.75% → 3.64% | ||||
| Fifth Third Bank, National AssociationPalm Harbor Branch | 3.60% | $5,000 | 7 months | Learn More | 
| Rate History: 4.80% → 5.00% → 4.50% → 4.20% → 3.50% | ||||
| West Duval Branch | 3.55% | $10,000 | 11 months | Learn More | 
| Rate History: 4.25% → 4.75% → 4.25% → 3.75% → 3.55% | ||||
| Citibank, National AssociationCoral Gables Branch | 3.50% | $0 | 6 months | Learn More | 
| Rate History: 3.00% → 2.25% → 3.80% → 1.50% → 3.50% | ||||
| Seacoast National Bank							 						 								 Branch | 3.50% | $1,000 | 7 months | Learn More | 
| Rate History: 4.50% → 4.20% → 3.75% → 3.90% → 3.50% | ||||
| U.S. Bank National AssociationPalm Beach Pcr Branch | 3.50% | $1,000 | 9 months | Learn More | 
| Rate History: 4.00% → 3.70% → 3.40% → 3.10% → 3.50% | ||||
| Palm Beach Gardens							 						 								 Branch | 3.50% | $2,500 | 9 months | Learn More | 
| Rate History: 4.75% → 4.50% → 3.50% | ||||
| Naples Branch | 3.50% | $10,000 | 9 months | Learn More | 
| Rate History: 5.00% → 4.75% → 4.00% → 3.50% | ||||
| Wells Fargo Bank, National AssociationMadison Branch | 3.50% | $5,000 | 11 months | Learn More | 
| Rate History: 3.50% → 3.75% → 3.50% → 3.75% → 3.50% | ||||
| Crestivew Central Branch | 3.49% | $1,000 | 5 months | Learn More | 
| Rate History: 5.00% → 4.50% → 4.15% → 3.75% → 3.49% | ||||
| South Ohio Avenue Branch | 3.45% | $10,001 | 6 months | Learn More | 
| Rate History: 4.00% → 3.00% → 2.75% → 3.51% → 3.45% | ||||
| Bank of America, National AssociationGarden Street Branch | 3.45% | $10,000 | 10 months | Learn More | 
| Rate History: 4.00% → 3.70% → 3.45% | ||||
| CIT Bank, a division of First-Citizens Bank and Trust | 3.35% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.35% | ||||
| Citibank, National AssociationCoral Gables Branch | 3.25% | $0 | 9 months | Learn More | 
| Rate History: 4.10% → 3.00% → 4.25% → 2.50% → 3.25% | ||||
| Seacoast National Bank							 						 								 Branch | 3.25% | $1,000 | 11 months | Learn More | 
| Rate History: 4.75% → 4.50% → 4.25% → 3.50% → 3.25% | ||||
| Downtown Clearwater Branch | 3.25% | $501 | 13 months | Learn More | 
| Rate History: 3.50% → 3.25% | ||||
| Fifth Third Bank, National AssociationPalm Harbor Branch | 3.25% | $5,000 | 13 months | Learn More | 
| Rate History: 4.00% → 4.30% → 3.30% → 3.49% → 3.25% | ||||
| U.S. Bank National AssociationPalm Beach Pcr Branch | 3.20% | $1,000 | 13 months | Learn More | 
| Rate History: 3.50% → 3.20% → 3.10% → 3.00% → 3.20% | ||||
| Citibank, National AssociationCoral Gables Branch | 3.10% | $0 | 8 months | Learn More | 
| Rate History: 4.35% → 0.05% → 3.70% → 3.55% → 3.10% | ||||
| South Ohio Avenue Branch | 3.10% | $10,000 | 9 months | Learn More | 
| Rate History: 3.75% → 3.25% → 3.10% | ||||
| West Duval Branch | 3.05% | $10,000 | 17 months | Learn More | 
| Rate History: 3.85% → 3.45% → 2.75% → 3.25% → 3.05% | ||||
| Citibank, National AssociationCoral Gables Branch | 3.00% | $0 | 3 months | Learn More | 
| Palm Beach Gardens							 						 								 Branch | 3.00% | $2,500 | 12 months | Learn More | 
| Rate History: 4.25% → 3.00% | ||||
| South Ohio Avenue Branch | 3.00% | $10,000 | 12 months | Learn More | 
| Rate History: 4.50% → 4.00% → 3.75% → 3.51% → 3.00% | ||||
| Downtown Clearwater Branch | 3.00% | $500 | 13 months | Learn More | 
| Rate History: 3.50% → 4.25% → 3.50% → 4.00% → 3.00% | ||||
| Naples Branch | 3.00% | $10,000 | 23 months | Learn More | 
| Rate History: 3.75% → 3.00% | ||||
| Fifth Third Bank, National AssociationPalm Harbor Branch | 3.00% | $5,000 | 24 months | Learn More | 
| Rate History: 5.00% → 4.00% → 3.50% → 2.00% → 3.00% | ||||
| Citibank, National AssociationCoral Gables Branch | 2.90% | $0 | 5 months | Learn More | 
| Rate History: 3.00% → 3.50% → 3.25% → 1.75% → 2.90% | ||||
| West Palm Beach Branch | 2.75% | $1,000 | 13 months | Learn More | 
| Rate History: 4.00% → 3.85% → 3.25% → 3.00% → 2.75% | ||||
| Bartow Branch | 2.75% | $1,000 | 15 months | Learn More | 
| Rate History: 3.55% → 3.75% → 3.35% → 3.00% → 2.75% | ||||
| Downtown Clearwater Branch | 2.75% | $500 | 19 months | Learn More | 
| Rate History: 3.75% → 2.75% | ||||
| PNC Bank, National AssociationPublic Bank Groveland Office Branch | 2.60% | $1,000 | 61 months | Learn More | 
| Bank of America, National AssociationGarden Street Branch | 2.50% | $10,000 | 13 months | Learn More | 
| Rate History: 4.90% → 3.25% → 3.00% → 2.75% → 2.50% | ||||
| PNC Bank, National AssociationPublic Bank Groveland Office Branch | 2.40% | $1,000 | 37 months | Learn More | 
| West Palm Beach Branch | 2.25% | $1,000 | 59 months | Learn More | 
| Rate History: 3.60% → 3.00% → 2.85% → 2.50% → 2.25% | ||||
| PNC Bank, National AssociationPublic Bank Groveland Office Branch | 2.20% | $1,000 | 25 months | Learn More | 
| West Palm Beach Branch | 2.10% | $1,000 | 45 months | Learn More | 
| Rate History: 3.60% → 3.00% → 2.75% → 2.35% → 2.10% | ||||
| PNC Bank, National AssociationPublic Bank Groveland Office Branch | 2.00% | $1,000 | 13 months | Learn More | 
| West Palm Beach Branch | 2.00% | $1,000 | 25 months | Learn More | 
| Rate History: 3.60% → 3.00% → 2.75% → 2.25% → 2.00% | ||||
| Bank of America, National AssociationGarden Street Branch | 2.00% | $10,000 | 25 months | Learn More | 
| 
                      The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA.                           | ||||
| Winterhaven Branch | 1.45% | $500 | 12 months | Learn More | 
| Rate History: 3.90% → 3.85% → 3.75% → 1.50% → 1.45% | ||||
| JPMorgan Chase Bank, National AssociationPalm Beach Branch | 0.75% | $100,000 | 6 months | Learn More | 
| Rate History: 3.00% → 2.00% → 1.50% → 1.01% → 0.75% | ||||
| Destin							 						 								 Branch | 0.55% | $500 | 7 months | Learn More | 
| Rate History: 5.05% → 4.85% → 4.64% → 4.24% → 0.55% | ||||
| Winterhaven Branch | 0.45% | $500 | 18 months | Learn More | 
| Rate History: 4.25% → 1.50% → 0.92% → 0.87% → 0.45% | ||||
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